Engagement Process

Five steps, one rail

Every engagement runs on the same five-step rail. You always know which step we are on, what comes next, and what you receive at the end. Nothing is open-ended.

1. Intake call

A short, no-fee call to confirm the question, the ledgers we need, and whether a planning engagement is the right fit. If your question calls for a licensed accountant, or a regulated adviser, we say so here and point you to one.

2. Ledger review

We read your actual books — bank, sales, and cost lines — and flag the gaps before any planning begins. If a ledger is missing or unreliable, we stop and tell you what to fix first.

3. Draft plan

A first working draft: the budget shape and the working-capital cycle, plus a cash-buffer you can hold, with every assumption written out plainly so you can argue with it.

4. Review session

We walk the draft with you, change the assumptions that are wrong, and agree the numbers you will actually run against in the coming weeks.

5. Closed file

A final memo and the working file, delivered so your accountant or lender can use it directly. The engagement ends here — there is no auto-renewal and no retainer.

What you receive

At the end of the engagement you receive a planning memo, the working file behind it, and a short note on the assumptions that would change the answer if they moved. The file is yours.

Booking the intake call

Use the contact page to send the question you want planned. We answer by email, normally inside two business days, to arrange the intake call.